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The UAE has launched Jaywan, its own domestic card payment scheme, aimed at boosting financial sovereignty, reducing dependency on international networks, and offering cost-effective, secure transactions for residents and businesses alike.
Developed by Al Etihad Payments, a subsidiary of the Central Bank of the UAE, Jaywan provides an alternative to global cards like Visa and Mastercard, while still supporting both domestic and international transactions through strategic partnerships.
What Jaywan Offers:
Debit cards: Linked directly to your bank account for daily spending and cash withdrawals.
Prepaid cards: Ideal for travel, budgeting, or gifting — loaded with a fixed amount.
Credit cards: Planned based on future demand.
Key Features:
Seamless local and international use
Advanced security via EMV chip and fraud monitoring
Tap-to-pay and mobile wallet integration
Customised UAE-centric benefits for users and merchants
Benefits for Everyone:
Consumers enjoy secure, quick, and affordable transactions — both in-store and online — with added perks like local discounts and exclusive services.
Businesses benefit from lower processing fees, easier digital payment acceptance, and enhanced financial inclusion, especially for small and medium enterprises.
With Jaywan, the UAE is taking a bold step toward a more resilient and self-reliant digital economy, paving the way for a smarter financial future.
