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Is it fair wear and tear or damage?

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What is the difference between ‘wear and tear’ and ‘damage’?

It’s a conundrum faced by many landlords, agents, and tenants, but why is it so confusing?

Well, it is because there’s a very fine line between the different types of damage.

Let us break it down for you…

Renavote Tear Or Damage

What is wear and tear?

Normal wear and tear is damage that naturally occurs over time in an investment property due to use and aging.

It typically results from the tenant’s day-to-day use of the property, like walking on the floors and using the benchtops.

It can also simply be the result of the property getting older and being exposed to natural forces, such as gutters rusting from rain or timber window frames fading in the sun.

Wear and tear is something that just happens over time with the normal use of the property – something that has not been caused intentionally, or by misuse or abuse.

Because wear and tear are expected and considered normal depreciation, it is not covered by landlord insurance.

And, what is damage?

Damage is caused by tenants and isn’t caused by aging.

It is typically the result of negligence, carelessness, or abuse.

Insurers generally recognise three types of tenant damage:

1. Accidental – the result of sudden, unexpected, or unforeseen events (such as wine spilled on carpets).
2. Malicious – caused on purpose with the intent to do harm, motivated by vindictiveness or spite with the aim of damaging the property (such as punching a hole through a door).
3. Intentional – the result of an act carried out without permission but without malice, and with the full knowledge the action will alter the current state of the property (putting picture hooks in walls or painting a wall a different colour).

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Serendib News
Serendib News is a renowned multicultural web portal with a 17-year commitment to providing free, diverse, and multilingual print newspapers, featuring over 1000 published stories that cater to multicultural communities.

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